Hello everyone i hope your well, i've had an expensive week with a few big bills and and a hen do at the weekend. Next weekend will be a wedding, the week after will be another hen do then another wedding followed by a weekend away at the end of june for my sisters birthday. So i don't expect huge savings but i do still want to save some money.
As a regular savers the best tip i can give you is work out your outgoings, keep a little extra aside then send the rest straight to your savings(or towards your debt-if your doing this i recommend keep more back than you would saving as you can no longer access your money) on payday, and remeber every penny counts. Look at your bank once a week and round it down to the nearest £10 and send the rest to your savings it soon add's up but you won't miss it as you can only take £10's from the bank machine.
We transfered our savings to the credit union a few weeks ago, as our bank said on our income they wouldn't lend us any money to buy a site, they don't take into account that we save 60% of our income or more, where as the credit union reward savers. So new standing orders set up for each Monday. We had to set up 2 accounts as they don't do joint ones so £100 to each. Thats all our tax credits and some of hubbys pay.We manage on whats left.I will then send over any leftover pay at the end of the month (he gets paid weekly). Aswell as this i will go and put half my child benefit in in cash so i can get updated totals, my children are well looked after and i know this moneys for them but a home is for them aswell so i feel this is justified, it's not like i'm spending it on wine...and the best thing about the credit union you have to go in branch to get your money so are less likely to spend money you shouldn't because you can't :)
Tomorrow i have free tickets to a fair and only £6 in my purse so i will be spending nothing.
Hope you all have a great frugal, money saving weekend.